South China Group is an integrated enterprise, with investments in a broad range of industries including financial services, property development and investment, information technology, agriculture and woods, trading and manufacturing, media publishing and travel in the local, mainland and foreign markets....

South China Group is an integrated enterprise, with investments in a broad range of industries including financial services, property development and investment, information technology, agriculture and woods, trading and manufacturing, media publishing and travel in the local, mainland and foreign markets. Including the holding company, the Group now possesses three corporations listed on the Hong Kong Stock Exchange. To cope with our rapid expansion, we are recruiting a Director / Associate Director, Credit & Risk  to support our growing businesses in Hong Kong and China.

Director / Associate Director, Credit & Risk (Ref : D/AD_CREDIT)

Job level Senior
Work exp Minimum 8 Years
Education Bachelor Degree
Location Chai Wan
Employment type Full Time
Benefits General holidays, Maternity leave, Paternity leave, MPF, Medical plan
Industry Media / Publishing
Job function Banking / Finance > Corporate Banking
Banking / Finance > Credit
Banking / Finance > Risk Management
Published On 18/10/2016
ref. D/AD_CREDIT

Responsibilities:

  • Oversee and ensure all credit operation and risk management for our full licensed investment business. Oversee guideline and credit limit compliance, in particular on monitoring limit/guideline compliance among business units on liquidity, market and strategic risks. E.g. monitoring daily variance of FRR to avoid excessive margin financing out of corporate risk limit
  • Review and adjust client's limit as a general course of retail and corporate sales operation
  • Conduct credit analysis in preparation of credit proposal presented to CEO/CFO for consideration of loan applications and margin financing business, i.e. Corporation loan, Margin loan, Term loan, IPO loan, Option loan etc
  • Ensure completeness of account opening documentation in compliance with rules of SFC
  • Design and develop credit report/risk control system in collaboration with IT team to serve the purpose of credit function including but not limited to enhancing control function, performing UAT and writing test script
  • Monitor activities and regulatory review to ensure key control guidelines and risk parameters are followed
  • Perform credit evaluation and risk assessment on retail and commercial credit proposals, periodic reviews, and requests etc

Requirements:

  • University degree in banking or finance with at least 8 years of solid experience in credit analysis and risk management functions in financial services industry
  • Excellent interpersonal and communication skills in both English and Chinese
  • In-depth knowledge in credit administrative operation
  • Good command of written and spoken English and Chinese, proficiency in Putonghua is a plus

Remunerations:

We offer an attractive remuneration package and excellent career development to the right individual. Interested parties please send your full resume with present and expected salary to Human Resources Department, 28/F, BANK OF CHINA TOWER, 1 GARDEN ROAD, CENTRAL, HK or email to hrrecruit@sctrade.com to apply. Please also quote the employer reference no. for your application.

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