We seek high-calibre individuals to help us expand our business in a dynamic market. This is an excellent opportunity to join a winning team and develop your career through contributing to the success of the Bank.

We seek high-calibre individuals to help us expand our business in a dynamic market. This is an excellent opportunity to join a winning team and develop your career through contributing to the success of the Bank.

Secured Lending, Credit Support Officer

Job level Entry
Work exp 1 Year To 15 Years or above
Education Bachelor Degree
Location Hong Kong
Employment type Full Time
Industry Banking
Job function Banking / Finance > Credit
Banking / Finance > Loan / Mortgage
Published On 12/10/2016

Risk and Compliance – Retail Banking and Wealth Management Risk

Hang Seng's Risk and Compliance ("RKM") strives to maintain a well-balanced risk profile for the Bank while enabling businesses to thrive. Our team actively manages a varied and dynamic range of risk types. We are dedicated to collaborate with businesses, other functional units and regulatory bodies to develop and implement robust and customized risk management frameworks and measures to maintain the strong market position of the Bank.

Retail Credit Services - supporting businesses to achieve the optimal profits within the Bank's risk appetite by approving secured lending applications and reviewing retail credit portfolio according to internal and external policies and guidelines, procedures, systems and predictive models, and make decisions independently and effectively.

We are currently seeking a high caliber professional to join our department as Secured Lending, Credit Support Officer.

Principal responsibilities

  • Handle the day-to-day operations in retail credit risk management
  • Develop and compile regular statistics and performance reports
  • Perform operational support and assist in credit assessment
  • Perform checking of approved secured lending products so as to comply with internal and external regulatory requirements

Requirements

  • Bachelor degree with major in related disciplines OR other relevant qualifications
  • Minimum of one year’s banking experience is preferred with good understanding of bank products and services, experience in credit risk management is an advantage
  • Basic PC skills in Microsoft Office and Email application
  • Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes

To apply, please read carefully the ‘ Note on Collection of Personal Data and Information’ available in the careers page of our Hang Seng website : www.hangseng.com and send your resume via e-mail : recruit16@hangseng.com, quoting the job reference: Job Application for Secured Lending, Credit Support Officer for our processing. You can also visit our website for further details about career opportunities with the Bank. Applicants who are not contacted within one month may consider their applications unsuccessful.

All information provided by applicants will be used only for recruitment purposes and will be used strictly in accordance with the Bank's personal data policies, a copy of which may be obtained by the applicant upon request. Unless otherwise instructed in writing by the applicant concerned, applicants may be considered for other suitable positions within the Bank and its related companies. The personal data of unsuccessful job applicants may be retained for a maximum of two years from the date when the job application is rejected and such data may be retained for a longer period if there is a subsisting reason that obliges the Bank to do so, after which the personal data will be destroyed.