Job No.: 493779
Employment Type: Full time
Departments: Personal Banking and Product Management
Job Functions: Business Development, Management, Product Development & Management, Quality Assurance

Senior Retail Credit Manager


  • Perform quality check to ensure Retail segment loan approval is in compliance with the Bank's credit policies and guidelines.
  • Formulate and review Retail segment loan underwriting standards regularly or on an ad hoc basis.
  • Provide recommendation to senior executive for any potential problems & risks adhere to existing operation work flow and policies.
  • Assist in developing and implementing credit strategies in support of the business.
  • Manage and monitor the loan portfolio to ensure asset quality
  • Assist senior executive or product manager to develop credit related projects, products, program as well as other administration issues.
  • Liaise and communicate with frontline, compliance unit and risk management department to facilitate the credit process workflow related to approval and compliance issues
  • Improve risk management knowledge within department by providing training and consultancy support


  • University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.
  • Professional qualification such as ACCA, FRM, CFA will be desirable.
  • At least 3 years' experience in risk management(include KYC requirement, workflow and operation) for consumer loan and SME lending.
  • Sound knowledge of all aspects of credit industry.
  • Good credit sense / credit judgment with strong communication and interpersonal skills
  • Proficiency in both spoken & written English and Chinese including Putonghua.
  • Good knowledge of Microsoft Office

We offer competitive remuneration package and comprehensive fringe benefits including medical and life insurance, and different types of allowances to the right candidates. Interested parties, please submit your application online. For details, please visit our website “” 

Data collected would be used for recruitment purposes only. Applicants who do not hear from us within 8 weeks may consider their application unsuccessful and their data will be destroyed within 12 months of receipt.

Job level Middle
Work exp 3 Years
Education Bachelor Degree
Industry Banking
Job function Banking / Finance (Retail Banking / Branch Banking)
Banking / Finance (Credit)
Banking / Finance (Others)
Location Central
Employment type Full Time
Published On 21/10/2016