Vice President - Credit Officer / Reviewer (Loan Approval)

Job level Senior
Work exp 10 Years To 15 Years or above
Education
Language Chinese - Cantonese, Chinese - Mandarin, English
Location Central
Employment type Permanent
Benefits 13-month pay, 5-day week, Dental plan, Discretionary bonus, Education subsidies, Housing allowance, Insurance plan, MPF, Maternity leave, Medical plan, Paid overtime, Statutory holidays
Industry Banking
Job function Banking / Finance > Credit
Banking / Finance > Corporate Banking
Banking / Finance > Risk Management
Published On 25/11/2016
ref. VPCO-251116

Responsibilities:

  • Performs assessment on credit applications related to business originated by PRC-based and HK-based customers;
  • Works with relationship managers in developing credit packages or structures acceptable to clients which are in compliance with internal guidelines;
  • Makes joint calls, performs due diligence work and on-site inspection with relationship managers;
  • Participate in deal meetings, works with relationship managers in follow-up actions to facilitate credit approval and where applicable, participate in credit committee meetings;
  • Prepare portfolio reports / analysis and perform stress test for the Bank’s credit portfolio;
  • Maintains on-going credit monitoring and conducts loan reviews of clients’ accounts;
  • Coaches credit analysts on credit assessment and reports writing.

 

Requirements:

  • University graduate with 10-12 years of commercial lending experience in a Greater China setting with particularly focus on lending and cross-border trade with PRC state-owned and private enterprises;
  • Hands-on credit assessment experience in structured financing, M&A, LBO with broad industry exposure.  Prior marketing or account management experience is advantageous;
  • Strong cash flow lending, trade finance and treasury product knowledge and related documentation skills;
  • Good computer skills in Microsoft Office applications;
  • Fluent in written and spoken English and Chinese. Fluency in Mandarin an advantage.

Interested parties please quote the job position and send a full

application (in Microsoft Word Format) with present and expected

salary to banking@spidernetrs.com.hk or fax to 2155 1068

Please send your full resume in Ms Word Format

All information provided will be used for recruitment purpose only