Captiare Limited is one of the leading Technology recruitment firm. We have 10 years’ track record of providing professional recruitment services for well-known MNCs, Banks, Regulatory institutions.   The spectrum ranges across industries from the world's largest financial services institutions...

Captiare Limited is one of the leading Technology recruitment firm. We have 10 years’ track record of providing professional recruitment services for well-known MNCs, Banks, Regulatory institutions.  

The spectrum ranges across industries from the world's largest financial services institutions and blue-chips companies to medium-sized businesses and even the entrepreneurial start-ups. Our consultants possess a unique blend of professional search experiences and industry expertise.

Credit Approval Manager, Virtual Bank (Retail and Corporate Credit)

Job level Entry
Work exp Minimum 5 Years
Education Bachelor Degree
Location
Within Hong Kong
Employment type Full Time
Industry Banking
Job function Banking / Finance > Credit
Banking / Finance > Retail Banking / Branch Banking
Banking / Finance > Risk Management
Published On 12/02/2020

My client, A virtual bank is looking for a credit approval manager fall under credit risk department and report to head of risk management.

Responsibilities:

  • Perform credit processing and credit underwriting for Unsecured Lending Products and Credit products for Treasury functions
  • Exercise credit judgment in evaluating applications relating to both personal and corporate credit facilities/loan products in compliance with the established policy guidelines as well as operating procedures and capable of striking a balance between risk and reward
  • Support quality check to ensure compliance with the regulatory requirements and credit policy
  • Prepare regular and specific MIS/credit management reports for management review
  • Perform various credit control and monitoring functions
  • Participate in system project implementation to achieve process automation and simplification and result in efficient operation
  • Perform ad hoc duties as assigned


Requirements:

  • University graduate or above in Risk Management, Finance and Accounting or related discipline.
  • At least 3-5 years experience in retail credit approval, exposure in treasury credit and corporate loan approval is a plus;
  • Well versed with credit judgment for both personal and corporate lending;
  • Strong analytical skills with ability to clearly articulate approval justifications (written and verbal);
  • Sound knowledge of Excel , PowerPoint or related analytic tools is preferred;
  • Proactive working attitude and strong sense of responsibilities;
  • Good command of both spoken and written English and Chinese (including Putonghua).