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Six Degress Link (SDL) is a recruitment firm that specialises purely within Banking and Financial Services with a dedicated team of consultants who strive to provide the best consultancy services for both clients and candidates in the area of Corporate FinanceBrokerageCapital MarketsPrivate EquityHedge Fund & AlternativesRisk ManagementLegal & Compliance as well as in TMT.

We have excellent track record in placing banking & financial services professionals in the industry and our clients are international and sizable Chinese investment banks, corporate banks, asset management companies and brokerage firms. Our main goal is to fulfill our clients' as well as our candidates' needs by placing right professionals to right careers.

Six Degress Link (SDL) is a recruitment firm that specialises purely within Banking and Financial Services with a dedicated team of consultants who strive to provide the best consultancy services for both clients and candidates in the area of Corporate Finance, Brokerage, Capital Markets, Private Equity,...

Six Degress Link (SDL) is a recruitment firm that specialises purely within Banking and Financial Services with a dedicated team of consultants who strive to provide the best consultancy services for both clients and candidates in the area of Corporate FinanceBrokerageCapital MarketsPrivate EquityHedge Fund & AlternativesRisk ManagementLegal & Compliance as well as in TMT.

We have excellent track record in placing banking & financial services professionals in the industry and our clients are international and sizable Chinese investment banks, corporate banks, asset management companies and brokerage firms. Our main goal is to fulfill our clients' as well as our candidates' needs by placing right professionals to right careers.

Credit Approver

Job level Senior
Work exp 5 Years To 10 Years
Education Bachelor Degree
Skill Credit Approval, mortgage, Secured Lending
Language Chinese - Cantonese, Chinese - Mandarin, English
Location
Sheung Wan Sheung Wan Hong Kong Island, Hong Kong
Employment type Full Time
Benefits 5-day week, Medical plan
Industry Financial Services
Job function Banking / Finance > Credit
Published On 18/01/2018 2018-01-18 2018-02-17

Responsibilities

  • To develop and execute the mortgage credit approval policies and credit management system to ensure all aligned with regulatory requirements.
  • Provides advice and assistance to risk management committee in structuring and risk mitigation of credit facilities. 
  • Process credit applications according to credit policies and underwriting standards.Makes objective comments and recommendations on new credit requests.
  • Review customer's financial status, Credit Bureau Report, internal credit history to recommend approval decision for mortgage loan applications.Manage and monitor loan portfolio to ensure credit quality and full compliance of internal policies and lending guidelines.
  • Perform verification to detect fraud application and prevent fraud.
  • Participant in projects with the aim of optimizing the credit operation and process.
  • Keep abreast of latest rules and regulations related to credit risk management; review, update, and revise risk management guidelines, policies, and procedures on a timely basis.

 

Requirements

  • Bachelor Degree in BBA, Finance, Accounting or related disciplines
  • Minimum 5 years experience with strong knowledge and past experience covering Hong Kong mortgage loans assessment and approval.
  • Analytical, detail oriented and a team player with sound credit judgement.
  • Strong leadership skill and able to work under pressure and with positive attitude towards changes & challenges
  • Proficient in both spoken and written English and Chinese (including Mandarin)

Interested candidates please send your CV to hillary.kam@sixdegreeslink.com or contact Hill Kam at +852 3511 6217 for a further discussion