Looking for Credit Risk professionals with 5+ years of experience to join the Discretionary Lending team, corporate credit portfolio of Medium Enterprises
Looking for Credit Risk professionals with 5+ years of experience to join the Discretionary Lending team, corporate credit portfolio of Medium Enterprises

Credit Risk Manager/SM (Global Bank, Discretionary Lending)

Job level Middle
Work exp Minimum 5 Years
Education Bachelor Degree
Location
Within Hong Kong
Employment type Full Time
Industry Banking
Job function Banking / Finance > Risk Management
Banking / Finance > Credit
Published On 22/07/2022
ref. JN -072022-5694429_22135

Looking for Credit Risk professionals with 5+ years of experience to join the Discretionary Lending team, corporate credit portfolio of Medium Enterprises

Client Details

The client is a global foreign bank

Description

  • Exercise risk control responsibility for clients of Medium Enterprises in Business Banking.
  • Ensure the quality of the commercial credit portfolio is maintained within Credit Policy, Country Portfolio Standard, Product Guideline and various Compliance Requirements.
  • Assess, recommend or approve credit applications from Business Units.
  • Understand the Customers' business and identify their key risks by attending credit calls and factory visits jointly with RM. Analyze information to produce forecasts of business, industry, economic and financial conditions to assist in making credit decisions.
  • Apply the Bank's Early Alert System & Tools to identify accounts with signs of weakness.
  • Conduct independent research and periodical reviews on clients to maintain good portfolio quality.
  • Provide credit expertise to RM by formulating credit strategies to align with business objectives and manage credit risks.

Profile

* 5+ years of credit management experience covering discretionary lending.
* Ability to assess risk and appropriate levels of return
* Good interpersonal skills and multi-cultural awareness and sensitivity.
* Ability to manage risk in highly varied product base. Expertise in process design and control.
* Awareness and understanding of the Hong Kong regulatory framework in which the firm operates, and the regulatory requirements and expectations relevant to the role.
* Good relationship management experience.

Job Offer

  • Great compensation package
  • Global team
  • International culture
  • Global brand

To apply online please click the 'Apply' button below. For a confidential discussion about this role please contact Vania Lidvinaon +852 2848 4792.