Easy One Financial Group Limited (“Easy One FG” Stock Code: 221) was listed on the Stock Exchange of Hong Kong Limited in 2002. Easy One FG provides brokerage and money lending services under Easy One Securities Limited and Easy One Finance Limited respectively. With a strong client focus,...

Easy One Financial Group Limited (“Easy One FG” Stock Code: 221) was listed on the Stock Exchange of Hong Kong Limited in 2002.

 

Easy One FG provides brokerage and money lending services under Easy One Securities Limited and Easy One Finance Limited respectively. With a strong client focus, our priority is to provide direct and customized plan to each and every client according to their investment and financing needs at different stages. We strive to provide a one stop shop financial service for the convenience of our clients.

 

More information on our projects is available at http://www.easyonefg.com

 

To cope with the rapid expansion, we have the following opening in our company:

Head of Credit Risk

Job level Senior
Work exp Minimum 10 Years
Education Bachelor Degree
Location
Sheung Wan
Employment type Full Time
Benefits 13-month pay, 5-day week, Education subsidies, Insurance plan, Medical plan, Performance bonus
Industry Financial Services
Job function Banking / Finance > Credit
Banking / Finance > Loan / Mortgage
Banking / Finance > Others
Published On 05/12/2018

Job Description

  • To lead the Risk Management team (Credit Approval, Loan Administration, Loan Recovery) to ensure the credit quality, identify key risks and monitor the risk trend of loan portfolios;
  • To review the credit evaluation performed by subordinates and provide guidance credit approvers;
  • To review transaction documentation on major lending transactions (e.g. personal loans, mortgage loans and corporate loans etc.);
  • To recommend or approve lending transactions with the designated credit authority;
  • To conduct due diligence (including fraud detection) on key borrowers and counterparties;
  • To develop macro-economic views and provide recommendations on lending strategies / risk appetite to the Board;
  • To monitor quality of loan portfolio on an ongoing basis;
  • To establish and review credit policies, procedures and other manuals to maintain stringent credit standard and ensure adherence to relevant legal and regulatory requirements;
  • To monitor the collateral management processes (mortgage loans, securities financing);
  • One of key stakeholders to safeguard other key risk aspects (market risk, operational risk, regulatory risk and reputational risk etc.)

 

Requirements

  • Bachelor’s degree in Finance or Economics with CFA preferable;
  • Preferred 10-15 years’ experience in banking and finance industry with supervisory level in credit risk & control;
  • Sound knowledge in lending guidelines and market credit practice;
  • Familiar with unsecured / secured / corporate loans / margin financing;
  • Extensive credit research, good analytical skills and strong credit judgment;
  • Good compliance knowledge of various aspects including AML, KYC and other regulatory requirements

 

We offer competitive remuneration package, our benefits include:

  • Performance bonus
  • Education subsidy
  • Professional membership fee sponsorship
  • Life & medical insurance
  • Annual leave
  • Public holidays
  • Staff purchase discount

 

Interested parties please send full resume with present and expected salary to Human Resources Department by clicking .