DBS is a leading financial services group in Asia with a presence in 18 markets. Headquartered and listed in Singapore, the bank's "AA-" and "Aa1" credit ratings are among the highest in the world. With its emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. We acknowledge the passion, commitment and can-do spirit in all of our 27,000 staff. At DBS, we make things simpler for people, to help them live more and bank less.

Join us and together we can make banking joyful for everyone. www.dbs.com/careers
Manager, Credit Risk Analytics, Risk Management Group (6-month contract) - WD07591

Business Function
Risk Management Group (RMG) is responsible for the development and maintenance of risk management and internal control frameworks. We provide independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions. In addition, RMG is responsible for the monitoring and reporting on key risk issues of the Bank. To manage risk effectively and deliver strong financial performance, we invest significantly in our people and infrastructure.

Responsibility
* Analyze and validate data from credit bureau in facilitating and/or making recommendation on formulation of credit strategies for different customer segments from various loan products
* Analyze acquisition data in facilitating and/or making recommendation on formulation of credit strategies for acquiring different loan customers.
* Perform delinquency portfolio analysis for different loan products in understanding new flow situation and credit performance in facilitating the projection of delinquency, write-off and credit provision
* Perform vintage & portfolio analysis for maintaining/improving asset quality as well as projection of credit provision.
* To perform acquisition analysis on different marketing programs of consumer loan and wealth management products, like approval rate, deviation approval and decline reason analysis, etc
* To support regulatory reporting
* To facilitate the formulation and setting of credit strategies riding on analysis from both negative and positive data from credit bureau
* To perform portfolio management analysis and/or profitability of various product portfolio
* To perform analysis for different delinquency portfolio on net flow as well as vintage to protect appropriate delinquency/write-off as well as credit provision
* To perform ad hoc reporting and analysis as required from time to time

Requirements
* Bachelor Degree or above major in Statistics / Finance / Business Administration;
* Minimum 5 years’ relevant experience in consumer banking or wealth management business or credit risk management
* Proficiency in SAS and other data analytical tools / software
* Good analytical mind to present and interpret relevant tracking and analytical MIS
* A team player to work with other credit units / other departments in result delivery
* Good command in both written and spoken English
* Good interpersonal skills

Apply Now
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

We regret only shortlisted candidates will be notified

Personal data provided will be used for recruitment and related purposes, strictly in accordance with our Personal Data Policy for Applicants for Employment, a copy of which is available on request. Applicants who are not contacted within 6 weeks may consider your applications unsuccessful. However, you may be considered for other suitable positions within DBS and its related companies over a 2-year period, after which your personal data will be destroyed.