Job No.: 492591
Employment Type: Full time
Departments: Personal Banking and Product Management
Job Functions: Business Development, Product Development & Management, Quality Assurance, Policy Administration

Personal Banking Business Officer


  • Identify and assess risks, potential problems & give recommendations for approval of SME lending applications
  • Monitor the quality of credit proposal through the sample check mechanism & propose any remedial actions for any irregularities
  • Prepare regular or ad hoc reports with regard to the lending portfolio and credit compliance
  • Keep abreast of the prevailing market conditions, bank policies or guidelines and regulatory requirements of credit risk management and ensure compliance thereof
  • Improve risk management knowledge within department by providing training and consultancy support
  • Liaise with Channel Management to facilitate the credit process workflow related to approval and compliance issues
  • Assist senior to handle tasks which is relating to retail credit issues


  • Degree holder with major in Business Administration, Finance, Accounting, Economics or related disciplines
  • At least 2 years experience in credit management in retail section or 5 years experience in Banking
  • Sound knowledge of all aspects of consumer /SME credit industry
  • Excellent communication, project management and interpersonal skills
  • Proficient in both spoken & written English and Chinese, with ingenuity in Mandarin as an advantage
  • Good knowledge of Microsoft Office
  • Good report writing and data analytical skills

We offer competitive remuneration package and comprehensive fringe benefits including medical and life insurance, and different types of allowances to the right candidates. Interested parties, please submit your application online. For details, please visit our website “” 

Data collected would be used for recruitment purposes only. Applicants who do not hear from us within 8 weeks may consider their application unsuccessful and their data will be destroyed within 12 months of receipt.

Job level Entry
Work exp 2 Years
Education Bachelor Degree
Industry Banking
Job function Banking / Finance (Retail Banking / Branch Banking)
Banking / Finance (Investment Banking / M & A)
Banking / Finance (Loan / Mortgage)
Location Central
Employment type Full Time
Published On 07/10/2016