DBS is a leading financial services group in Asia with a presence in 18 markets. Headquartered and listed in Singapore, the bank's "AA-" and "Aa1" credit ratings are among the highest in the world. With its emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. We acknowledge the passion, commitment and can-do spirit in all of our 27,000 staff. At DBS, we make things simpler for people, to help them live more and bank less.

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Senior Associate / Associate , Collection Analytics, Risk Management Group - WD07288

DESCRIPTION/RESPONSIBILITIES:
Business Function
Risk Management Group (RMG) is responsible for the development and maintenance of risk management and internal control frameworks. We provide independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions. In addition, RMG is responsible for the monitoring and reporting on key risk issues of the Bank. To manage risk effectively and deliver strong financial performance, we invest significantly in our people and infrastructure.

Responsibilities
* To track and analyze collection performance via champion & challenger analytics
* To formulate appropriate collection strategies;
* To provide MIS reports including market information and trend analysis for strategy review;
* To liaise closely with stakeholders internally and externally to execute the initiatives and strategies and champion-challenger testing for new program;
* To conduct process review of the workflows and procedures to ensure adequate risk controls are in place;
* To recommend streamline actions in Collection Centre for productivity gain;
* To review and monitor the overall performance of collection teams and Collection Centre as a whole
* To recommend appropriate collection strategies by analyzing collection and portfolio performance
* To ensure adequate risk control are in place
* To conduct process review for productivity gain
* To support decisions with sound reasoning
* To ensure all collection actions are in full compliance with regulatory and the bank’s requirements.

Requirements
* 5 years solid experience in credit/ collection within Consumer Banking is preferable
* Good knowledge in banking operations especially in collection field
* High proficiency in SAS, SQL, MS Access and Excel Marco
* Strong self-motivation and analytical skills
* Familiar with guidelines / regulations laid down in the Code of Banking Practice, Code of Practice on Consumer Credit Data and HKMA Supervisory Manual
* With “Customer-focused” mindset and good communication and presentation skills
* Proficiency in both written and spoken Chinese and English

Apply Now
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

We regret only shortlisted candidates will be notified.

Personal data provided will be used for recruitment and related purposes, strictly in accordance with our Personal Data Policy for Applicants for Employment, a copy of which is available on request. Applicants who are not contacted within 6 weeks may consider your applications unsuccessful. However, you may be considered for other suitable positions within DBS and its related companies over a 2-year period, after which your personal data will be destroyed.