Senior/ Retail Credit Manager

Job level Senior
Work exp Minimum 8 Years
Education Bachelor Degree
Language Chinese - Cantonese, Chinese - Mandarin, English
Location
Not Specified
Employment type Full Time
Industry Banking
Job function Banking / Finance > Risk Management
Marketing / Public Relations > Marketing - Brand / Product Management
Sales / Business Development / Customer Service > Business Development
Published On 17/09/2019
ref. 493781

Job No.: 493781
Employment Type: Full time
Departments: Personal Banking Risk And Integrated Management Department
Job Functions: Business Development, Product Development & Management, Quality Assurance, Risk Management

 

Responsibilities:

  • Responsible for executing all-rounded collection duties of various products.
  • Manage and monitor the problem loan portfolio to ensure asset quality.
  • Provide recommendation to senior executive regarding collection strategy effectiveness for various portfolios.
  • To prepare regular or ad hoc reports with regard to the lending portfolio and credit compliance.
  • Keep abreast of the prevailing market conditions, bank policies or guidelines and regulatory requirements of credit risk management and ensure compliance thereof.
  • Liaise with various parties to consider various risks in product / project development processes.
  • Performs other duties as assigned.  

Requirements:

  • University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.
  • Professional qualification such as ACCA, FRM, CFA will be desirable.
  • At least 8 years' experience in credit / financial analysis, preferably with debt collection experience.
  • Sound knowledge of all aspects of credit industry.
  • Good credit sense / credit judgment with strong communication and interpersonal skills.
  • Good command of both verbal and written English and Chinese, with fluency in Putonghua an advantage.
  • Good knowledge of Microsoft Office.