Vice President - Credit Officer / Reviewer (Loan Approval)

Job level Senior
Work exp 10 Years To 15 Years or above
Language Chinese - Cantonese, Chinese - Mandarin, English
Location Central
Employment type Permanent
Benefits 13-month pay, 5-day week, Dental plan, Discretionary bonus, Education subsidies, Housing allowance, Insurance plan, MPF, Maternity leave, Medical plan, Paid overtime, Statutory holidays
Industry Banking
Job function Banking / Finance > Credit
Banking / Finance > Corporate Banking
Banking / Finance > Risk Management
Published On 25/11/2016
ref. VPCO-251116


  • Performs assessment on credit applications related to business originated by PRC-based and HK-based customers;
  • Works with relationship managers in developing credit packages or structures acceptable to clients which are in compliance with internal guidelines;
  • Makes joint calls, performs due diligence work and on-site inspection with relationship managers;
  • Participate in deal meetings, works with relationship managers in follow-up actions to facilitate credit approval and where applicable, participate in credit committee meetings;
  • Prepare portfolio reports / analysis and perform stress test for the Bank’s credit portfolio;
  • Maintains on-going credit monitoring and conducts loan reviews of clients’ accounts;
  • Coaches credit analysts on credit assessment and reports writing.



  • University graduate with 10-12 years of commercial lending experience in a Greater China setting with particularly focus on lending and cross-border trade with PRC state-owned and private enterprises;
  • Hands-on credit assessment experience in structured financing, M&A, LBO with broad industry exposure.  Prior marketing or account management experience is advantageous;
  • Strong cash flow lending, trade finance and treasury product knowledge and related documentation skills;
  • Good computer skills in Microsoft Office applications;
  • Fluent in written and spoken English and Chinese. Fluency in Mandarin an advantage.

Interested parties please quote the job position and send a full

application (in Microsoft Word Format) with present and expected

salary to or fax to 2155 1068

Please send your full resume in Ms Word Format

All information provided will be used for recruitment purpose only